Insuring Against Attacks by Our Underwater Ally

One of the world's most famous fables faces a serious financial test in two weeks' time when 100 international athletes plunge into Loch Ness - each insured for £1m against monster bites.

A hefty but undisclosed premium has been paid by organisers of Scotland's biggest triathlon in case the swimming stage of the event tempts the mysterious (and possibly non-existent) creature from the lake's depths.

Teams from five countries are taking part in the event and organisers, who also manage the Great North Run in Newcastle upon Tyne, are worried about health and safety consequences if the monster strikes or tries to join in.

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